Summer is a season of fun, relaxation, and creating lasting memories with loved ones. However, it can also be a season of increased spending that can strain your finances and mental health. From paying for your dream wedding or vacation to unexpected medical expenses or home damage, DEXSTA Federal Credit Union is here for you.
DEXSTA’s personal loans help you navigate financial challenges, alleviate the stress of summer spending, and come out of summer on top. In this blog, we’ll dive into the three primary personal loan benefits that can alleviate summer spending stress. So, let’s get started!
1. Flexible Use of Funds
One of the fantastic advantages of choosing a personal loan from DEXSTA Federal Credit Union is the flexibility it offers. Whether you need to consolidate credit card debt, cover unexpected medical expenses, plan a dream wedding, or bring your home remodeling ideas to life, our personal loans have you covered!
Credit Card Consolidation/Refinancing
By consolidating your credit card balances into a single personal loan with a much lower interest rate, you can simplify your financial situation and save money on interest payments. As a bonus, this can improve your credit score, open up better borrowing opportunities, and lower future interest rates!
Emergency Expense
Life is unpredictable, and unexpected expenses can pop up at inconvenient times. A Whether it’s a sudden medical emergency, a home repair, or unexpected car damage, our personal loans provide quick access to funds. This allows you to handle these unforeseen costs without disrupting your budget.
Personal Events
Summer is the season for special events and celebrations, from weddings to milestone birthday bashes. A personal loan can provide funds to make these occasions truly memorable and reduce budget-related stress. With a personal loan, you can enjoy the event to the fullest and pay for it over time with simple monthly payments. Don’t let financial constraints get in the way of creating cherished memories with your loved ones; let DEXSTA help you out!
Home Remodeling
Many homeowners take advantage of the summer months to embark on home remodeling projects. Maybe you want to renovate your kitchen, add a deck, or upgrade your bathroom. Whatever your goals, personal loan benefits include turning your home improvement dreams into reality. There’s no need to take equity out of your home with a HELOC or home equity loan; instead, pay it off within three to four years.
2. Fast Funding Times
Time is of the essence when you need financial assistance, and you can expect swift funding times with DEXSTA’s personal loans. We aim to make our decisions promptly, so whether you give us a call, walk into our branch, or apply online, you can have the money in your account the same day up to one business day. That way, you can address your summer spending needs quickly and confidently without unnecessary delays.
3. Flexible Term and Payment Options
Every individual’s financial situation is unique, which is why we offer flexible terms ranging from 12 to 72 months. This allows you to choose a repayment period that suits your needs and preferences. Our friendly loan officers will work closely with you to create a personalized payment plan that aligns with your budget, ensuring that loan repayment doesn’t become a burden on your finances.
Our loan amounts range from $500 to $50,000 with no prepayment penalties, allowing you the flexibility to manage your loan comfortably while staying on track with your other financial obligations.
Start Receiving Personal Loan Benefits Today
Don’t let summer spending bog you down and cause unnecessary financial stress. At DEXSTA Federal Credit Union, we’re dedicated to helping you navigate the challenges of unexpected and upcoming expenses. With our personal loans, you can enjoy the benefits of flexible fund usage, fast funding times, and customizable term and payment options.
Take the first step towards a worry-free summer by exploring DEXSTA’s personal loan options. When you’re ready, you can conveniently apply online, visit your local branch, or call us at (302)-571-0522. Let us be your financial partner in making this summer a truly memorable and stress-free season!