Checking and Share Draft
Don’t keep paying the costly fees from banks and other financial institutions. DEXSTA offers free Checking and Share Draft accounts with features you can’t find anywhere else.
Share Draft
A share draft account is a liquid account at a credit union that allows you to make frequent payments and withdrawals. Share draft accounts are essentially the same as checking accounts at banks—the only difference is that a “share” account is at a credit union instead of a bank.
- No minimum balance requirement
- No monthly service charge
- No per-check fee
- Free overdraft protection*
- No-fee VISA check card
- Online check imaging
- 24 hour access
- Earns a dividend (interest) based on your balance
Free Kasasa Cash Back®
Earn cash back for going shopping.
Ditch the fees and earn cash back with DEXSTA's Kasasa Cash Back Checking! Get rewarded for your everyday spending. Open your account in minutes at any of our locations.
- Pays 3.00% cash back on debit card purchases**
- No purchase category restrictions
- Refunds on ATM fees, nationwide (up to $25 per month)**
- Linked to free Kasasa Saver
- No monthly service fee, no minimum deposit to open, and no minimum balance to earn rewards
- Free online banking, mobile banking, and eStatements
- Unlimited check writing
Free Kasasa Cash®
Earn high rates and refunds on ATM fees.†
Don’t miss out on the opportunity to earn rewards while simply carrying out your everyday banking basics with a free Kasasa Cash checking account.
- Free checking that pays high dividends
- 2.02% APY† on balances up to $10,000
- 2.02% to 0.27% APY on balances over $10,000 based on account balance†
- 0.05% APY† if monthly qualifications aren’t met
- Refunds on ATM fees, nationwide (up to $25 per month)†
- Linked to free Kasasa Saver
- No monthly service fee, no minimum deposit to open, and no minimum balance to earn rewards
- Free online banking, mobile banking, and eStatements
- Unlimited check writing
*Your first three automated overdraft protection transfers from your savings/share account are free each month. After the first three automated transfers, there will be a $5.00 fee per automated transfer.
**APY=Annual Percentage Yield. APY is accurate as of 11/01/2022. Rates may change after account is opened. For Kasasa Cash Back, if qualifications are met each monthly qualification cycle 3.00% cash back on up to a total of $200 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per monthly qualification cycle. Fee Refunds: you will receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle for which you have qualified. Transactions may take one or more business days from the date the transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per social security number. Please speak with a DEXSTA team member for complete details.
†APY=Annual Percentage Yield. APY is accurate as of 6/01/2023. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to your account on the last day of monthly statement cycle. Balances up to $10,000 receive APY of 2.02%; and balances over $10,000 earn 0.10% dividend rate on the portion of the balance over $10,000, resulting in 0.27% to 2.02% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more business days from the date the transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to your account each statement cycle and do not compound. Actual dividends amount paid may be less than advertised Kasasa Cash APY. Transfers between accounts do not count as qualifying transactions. Limit one account per social security number. Please speak with a DEXSTA team member for complete details.
Earning Rewards is Easy
Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following each monthly qualification cycle:
And if you don’t meet these qualifications, don’t stress.
Your Kasasa accounts are still free. And you can get right back to earning your full rewards the very next cycle that you qualify.
Take It From Our Members
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