If you’re the type of person who likes to make decisions now that positively impact your future self, a credit union Visa is a great option. At DEXSTA, our Visas let you have purchase security or earn rewards wherever you go.
The difference a credit union Visa makes
It might be obvious, but not all credit cards are equal. Some have hefty annual fees, and others have difficult-to-master rewards plans. While still others have high-interest rates. If your credit score is good, or you want to make it better, you might be looking for a card that suits you best. So what’s the difference between a credit union Visa and one from a traditional bank?
Cards from credit unions “often have lower interest rates, lower fees, and are more consumer-friendly than credit cards from major credit card issuers.” Another advantage is that these cards are not available to the public. Like DEXSTA’s Visas, these cards are for members only. And because we, like other credit unions, are not-for-profit, we can offer certain benefits for using our cards that others cannot.
Our main benefits
Each of the DEXSTA Visas has the following:
- No balance transfer fee
- No over limit fee
- Zero annual fees
- And no cash advance fee
No junk fees like the above mean better spending.
DEXSTA Visa Platinum
Our DEXSTA Visa Platinum is what we like to call our “everyday card.” Its low rate, combined with purchase security, makes it the perfect choice for members hoping to increase their credit and control their spending.
DEXSTA Visa Platinum Rewards
The DEXSTA Visa Platinum Rewards card is a great way to add some bang to your buck. This card offers points-to-cash, travel rewards, and merchandise rewards wherever you’re spending. Plus, our rewards points never expire.
Like the Visa Platinum, the Platinum Rewards card comes with a 2.99% introductory rate and no balance transfer fees.
The cards that keep giving
Without the junk fees associated with traditional credit cards, a credit union Visa just makes sense. As a DEXSTA Member, you have two options to make sure you are earning rewards and optimizing your purchases wherever you go.