Need a savings account, a checking account, or a loan? Then, a credit union could be the right fit for you. In only a few steps, eligible members can begin the research process, complete the application, and use the amazing benefits of a credit union membership. Keep the money you earn in your community with these simple steps to join a credit union near you.
How Do I Find A Credit Union In My Area?
You can find a credit union in several ways. A simple internet search will bring up loads of information and opportunities in your zip code. Use the National Credit Union Administration’s credit union locator tool if you’d like a handy online tool for finding a credit union near you. If that’s not something for you, ask through friends which credit unions they use or check with work about any professional or organizational credit union memberships you are already eligible for.
Visit A Local Branch & Ask These Questions
If you found a credit union you’d like to explore, you might consider popping into a branch in person to experience the customer service before you join. While there, you might ask these questions:
- What are the requirements to join?
- What fees do you charge?
- What are your interest rates vs. those of competitors?
- What free services are available with my membership?
Getting your questions answered is an essential step in deciding whether now is the right time to join a credit union.
Alternatively, Sign Up Online
A good credit union offers the same suite of digital services you would expect at any other financial institution. This includes features like contactless card technology, online loan applications, and connection to an app or text-based service where you can check your balance or pay your bills virtually.
Membership is no different! You can pursue membership online when you want to join a credit union. Simply download the application, read through the fine print, and submit the paperwork virtually when you’re ready to leap!
Join A Credit Union By Having The Right Documents
Credit unions can vary their membership requirements based on professional affiliations, geographic regions, or other organizations you belong to. Typically, though, most credit unions make it easy and accessible for almost anyone to join.
When you decide you’d like to join a credit union, here are a few helpful examples of necessary documents you’ll need:
- A government-issued ID (like a driver’s license)
- A second form of ID, like a social security card
- A recent bill or bank statement with your name and address on it
Joining A Credit Union is Easy With DEXSTA
At DEXSTA Federal Credit Union, we believe in keeping things simple. That’s why we make it as fast and easy as possible for anyone who meets our eligibility requirements to become a member. For 85 years, we’ve taken a community-first approach, benefiting our members first and foremost.
A five-dollar deposit to join DEXSTA acts as a “membership share” and earns you access to all of the benefits, including great interest rates on loans and freedom from fees. If you prefer to keep your money local rather than outsource to a large or impersonal corporate bank, then a credit union might be the best way to go for you!