Home Loans
Convert your home equity into a line of credit and use it to tackle renovations. Make a move to consolidate debt and get what you need for home repairs. Or, take the first step to finance your home loan with DEXSTA. Wherever you're headed, get flexible financing options with a credit union home loan from DEXSTA.
Platinum Home Equity Line of Credit (HELOC)
This isn’t your average credit union home equity loan. Apply once and use it for years to come! Choosing a Platinum HELOC with DEXSTA opens a range of flexible options. Withdraw money as you need it and access with a VISA Platinum credit card for secure use of your funds. Our minimum line of credit is $25,000 and you can withdraw up to $250,000. Save on closing costs with a HELOC (except appraisal and title insurance).
Standard Home Loans
Ready to refinance or need a first-time home loan? Find the right loan for your goals. Get the best rate possible and save on fees with a credit union home equity loan. Enjoy the comfort of a fixed monthly payment and interest rate, available in five to 20 year terms. Borrow up to 95% of the equity value of your home (less existing liens). Enjoy low closing costs with our lender credit.
Meet With a DEXSTA Loan Officer
Stop by one of our convenient branch locations and meet with our knowledgeable DEXSTA loan officers. Ask your questions about loan applications, which rates you qualify for, and see if now is the right time to refinance or take out a new line of credit.
The Line vs. The Loan
What's the Difference?
| Revolving credit to access what you need up to max | One lump sum payout |
| Variable interest rate | Fixed interest rate |
| Pay down as you go | 5 to 20 year terms with consistent monthly payments |
| Convenient access to your line through a VISA credit card | 80 to 95 percent of loan-to-value of your home (less existing liens) |
| No application or origination fees with initial advance of $50,000 | Low closing costs |
| Annual fee of $25 | No annual fees |
Let’s Find Your Financial Solution
Find The Perfect Credit Union Home Equity Loan
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