How Credit Unions like DEXSTA Give Back to the Community

You have a lot of options when it comes to choosing a bank, from credit unions to commercial banks. But, with many banking institutions reaching record-high profits at the expense of their customers, it can feel overwhelmingly difficult to find a bank you can trust—and one that can give back to the community. 

At DEXSTA Federal Credit Union, we’re not in the business of profiting off our members. Instead, we dedicate ourselves to the communities in New Castle and Kent County, Delaware and Cecil County, Maryland. 

As a Member-Owned Non-Profit, Benefits Go Back to Our Community

DEXSTA is a member-owned not for profit credit union. This means our service is not contingent on our ability to profit off our members.

Our mission is to serve our community, not our bottom line. That’s why we’re able to offer low-interest rates on loans and high-interest rates on accounts. It’s also why our accounts have tons of benefits, like cash back, without the fees or limitations set by huge banking corporations. It’s also why we host things like our Sharing Thanksgiving raffle, with proceeds going toward the Sunday Breakfast Mission and winners receiving a grocery store gift card and Thanksgibinv essential basket. 

Our business practices are shaped by the same members of our community that we serve. So you know we’ll always have your best interest at heart. 

Lowering Barriers so Every Community Member Can Benefit

Unlike other institutions, we aren’t tied to increasing profits every year. That means we can give back to the community by lowering barriers of entry that prevent many community members from utilizing banking support systems. 

At other banks, outrageous fees and account minimums can disproportionately punish lower-income and younger earners. But at DEXSTA we have low barrier options like our Kasasa Free Checking Account, that have no account minimums to earn rewards, no monthly service fees, and no minimum deposit required to open. 

Another barrier preventing community members from utilizing banking options is a lack of financial literacy. What you don’t know can hurt you—especially when it comes to making financial decisions. That’s why DEXSTA invests in our members by providing resources to help them plan for the future and make informed financial decisions. 

Access to an affordable banking option and financial literacy should not limit community members. It’s that simple. 

Banking with DEXSTA Federal Credit Union Means You’re Among Friends

If you’re looking for an alternative to the profit-chasing banks, why not go with a local credit union you can trust? And one that loves to give back to the community. You deserve to feel secure and supported wherever you choose to entrust your financials. You can learn more about the history of DEXSTA Federal Credit Union and review our mission here.