Online banking allows you to manage your money online. You can view account balances, move money, and deposit your checks from wherever you are.

Account Set Up

If you don’t have an account with a credit union or bank, it’s time to open one. If you already have one, you’re halfway there. Today, almost every credit union or bank offers online services. You’ll probably need to apply for online banking, and once approved, you’ll sign in online.

What You Can Do With Your Online Account

Start simple. First, view your account balances and learn the functions and tools available. Set up auto-pay for your bills, since this will help reduce costs. When you set up online bill payment, you aren’t writing checks and mailing them in — which saves money on stamps and reduces paper, just like online statements do.

Online banking keeps track of your spending history. So, if you need to know how much you paid for that shirt you bought or when you deposited your pre-vacation check, you have access to that information. Your account history and balance will always be there, which will help you stay on top of things, including watching out for any fraudulent activity.

Depositing checks is another benefit to online banking. Instead of hitting the ATM, you can just snap a picture with your phone and deposit it whenever it works for you. Also, if your company or employer offers direct deposit, you can get cash quickly.

Another perk to online banking is you can move funds around. You can transfer from one account to another with a click or tap.

Stay Safe Online

With easy access, it’s important to keep your devices secure with the latest security software. This includes OS updates, spyware, malware, and antivirus protection. Since you’ll probably be using online banking by mobile app, you’ll want to use a unique pass or facial recognition on your phone as an added layer of security. And also avoid the use of public networks to log in to your account. This includes hotspots and even that hotel you’ll be staying at this summer.

DEXSTA | Online Banking Done Right

Online banking simplifies life. It also helps you stay on track with your financial goals. If you have any questions about your online banking accounts with DEXSTA or want to learn more contact us.