As the weather begins to cool and the days get shorter, many turn their attention from the dog days of summer to crisp autumn days. For Delaware, that means colorful fall foliage, hot mugs of apple cider, and end-of-summer sales. September is the perfect time for department stores and boutiques alike to move their summer stock and make space for autumn’s scarves, hats, and sweaters. Maybe it’s time you consider personal loans.
Unfortunately, sunny summer afternoons make it hard to think about saving for a rainy day.
For the majority of us, summer marks an increase in spending and a decrease in savings. In fact, according to a recent study by MassMutual, 52% of Americans self-report higher summer spending than in cooler months. Family vacations, road trips with friends, and long camping weekends make a lasting impact on annual budgets.
According to a recent survey, most of those priceless memories become credit card debt. 3 in 4 people put vacation expenses on a credit card, and three-fifths of them don’t pay it off within a month. Plus, carrying a balance means the financial impacts of summer are felt for months after the fun ends.
Personal Loans Make Sure You Don’t Miss Out On All the Fun
So how can you cash in on end-of-summer sales? DEXSTA’s “Whatever” loans are a flexible, low-interest option to help you score the best deals without breaking your budget. Like all of our personal loans, the “Whatever” loan is simple interest with no prepayment penalties. With simple interest, each month’s interest is paid in full, so it never accrues. You can borrow as little as $500, or as much as $7,500, depending on your personal needs and credit history. Finally, with repayment terms from 12 to 48 months (and anywhere in between), your purchases won’t follow you forever.
If you think a DEXSTA “Whatever” loan might be what you need to bid farewell to summer, contact us today! You can call, walk-in, or apply online and in some cases, you could even have the money in your account the same day. If you still have questions about the benefits of personal loans, or how best to get your budget back on track after a long summer, our team is happy to help. We’ll make sure you have the information you need to make an informed financial decision.