When it comes to financial peace of mind, having the right banking solution makes all the difference. At DEXSTA, our Share Draft Account is designed for your financial convenience. This account is tailored to meet your everyday banking needs, including benefits like no-monthly service charges or minimum balance requirements. Let’s delve into the specifics of this type of account with DEXSTA Federal Credit Union.
What Is a Share Draft Account?
A share draft account is similar to a bank’s checking account. Shares refer to a credit union’s profit-sharing because the members own the account deposits. This type of account otherwise functions like a checking account, meant for moving your money around freely.
Features and Benefits of Our Kasasa Checking or Savings Accounts
We understand not everyone has the same financial circumstances, so our checking and savings accounts have benefits that anyone can enjoy. Whether you’re just starting on your financial journey or have a fluctuating balance, you can enjoy all the benefits of our accounts without worrying about maintaining a minimum balance.
No Service Charges or Per-Check Fees
Another aspect of our account offerings at DEXSTA Federal Credit Union is that there are no monthly service charges to worry about. This means more money stays where it belongs—right in your account. And to make things even sweeter, you can write as many checks as you need without incurring additional costs—a benefit, especially for those relying on checks for bill payments or other transactions.
No-Fee VISA Check Card
DEXSTA’s Share Draft Account comes with a VISA check card that allows you to make purchases and withdraw cash from up to 55,000 surcharge-free ATMs nationwide. The best part? There are no fees associated with this card. It’s a convenient and secure way to manage your day-to-day expenses.
Online Check Deposits and 24-hour Access
Keeping track of your transactions is effortless with our online check imaging feature. Access and view your cleared checks online anytime, anywhere. This tool, offered through our DEXSTA Federal Credit Union mobile app, helps you easily monitor your spending, reconcile your accounts, and organize your financial records.
Also, enjoy the flexibility of having 24-hour access to your money. When life doesn’t adhere to a 9-to-5 schedule, neither should your banking. With our accounts, you have 24-hour access to your account through our online and mobile banking platforms. Check your balances, transfer funds, pay bills, and more whenever it’s most convenient.
Earn Dividends (Interest) on Your Balance
Unlike many traditional checking accounts, DEXSTA’s offerings include the added benefit of earning dividends (interest) based on your account balance. Your money doesn’t just sit there; it grows over time, helping you achieve your financial goals faster.
Enjoy These Advantages and More With a DEXSTA Kasasa Checking or Savings Account
DEXSTA offers many advantages, making it a smart choice for your everyday banking needs. Here’s a rundown again of the benefits: no monthly service charge, no per-check fees, no minimum balance requirement or Visa check card fees. Lastly, our accounts provide the ability to make online check deposits, 24-hour access to your account, and the opportunity to earn dividends on your balance. Experience hassle-free banking with DEXSTA Federal Credit Union and take the first step towards a more financially secure future. Your money deserves the best, and we’re here to provide it.